Heim | Banzhaf Team
Creating meaningful and impactful experiences through developing relationships that inspire action.
Jon Heim, CFP®
515.246.7178
Heim.Jon@principal.com
Matt Banzhaf, CFP®
515.246.4080
Banzhaf.Matt@principal.com
Jill Wieneke
515.283.5248
Wieneke.Jill@principal.com
Kathryn Ferguson
515.246.4051
Ferguson.Kathryn@principal.com
West Des Moines Office: Carroll Office: 6701 Westown PKWY, STE 200 223 W 5th Street West Des Moines, IA 50266 Carroll, IA 51401
Fax: 866.469.9394 Phone: 712.792.6588
Fax: 712.792.1946
Meet our Team
Heim | Banzhaf Team
About Us
We are financial advisors who are committed to understanding what's important to you. Our team takes a holistic approach to financial planning and delivers strategies and guidance tailored to meet the individual needs of your family or small business.
A look into our practice
Who we are:
A team of financial advisors committed to understanding what's important to you. We'll tailor
financial strategies to fit your individual needs and goals.
How we help:
From business owners to families and individuals, we'll work with you to formulate a plan
based on your lifetime financial goals.
Let's connect:
Whether you're just getting started or you've been working toward your goals for years, we're here to help.
What We Do
Financial Planning
As a financial planning client, we'll work with you to identify and prioritize your short-term and long-term financial goals. We'll offer guidance and strategies specific to your situation.
Retirement Planning
We'll help you determine how much you need to save to retire comfortably. We'll work with you to help maximize your employer-sponsored plans and utilize other retirement vehicles, too.
Risk Management
We'll review existing insurance policies and recommend changes when appropriate. We're committed to finding the most suitable policy for your situation.
Education Funding
If paying for your child's education is a financial goal; we'll help with recommending investment and accumulation strategies.
Investment Planning
We'll help recommend appropriate investment vehicles, asset allocation needs and risk tolerance to help you reach your goals.
Group and Executive Benefits
We work with business owners and organizations to attract and retain employees and members through retirement savings programs.
Our Team
Individuals & Families
Your life's goals and dreams are your own, but the path to achieving them may need clarity. Because the planning process is customized to each individual or family, the scope and focus of the financial plan is uniquely yours. And as your life changes, so will your plan.
Jon and Matt both hold the CERTIFIED FINANCIAL PLANNER® credential and have experience working with a diverse client population, including households with special needs children.
Business Owners
Take control of your business with a financial plan for your business. When you work with our team on a plan, you can spend more time doing what you do best – moving your practice forward.
We can help with:
- Succession Planning
- Buy sell agreement funding
- Disability planning
- Informal business valuation
- Loan protection
Medical Professionals
As the spouses of physicians, Jon and Matt know first-hand the financial challenges residents and physicians can face. We have developed a strong knowledge of the type of advice, strategic planning and services that are needed to help set you up for a confident financial future.
We currently help physicians and residents located across several states. Specifically, we can help with:
- Student loan repayment
- Home financing
- Contract review and benefit analysis
- Cash flow and budgeting
- Disability income protection
- Investing
- Retirement planning
Group & Executive Benefits
We can help small to mid-sized employers find comprehensive and cost-effective retirement savings programs to attract and retain quality employees.
We can help with:
- 401(k) plans
- Simple IRA plans
- Multiple Employer Aggregate Plans (MEAP)
Your needs are diverse and there's no "one size fits all" plan. Whether you're an individual, a family, or a small business owner, our top priority is to provide you with financial strategies that meet your specific needs.
We focus on long-term and goal-based financial planning. We're here to keep things simple for you and believe in setting goals and actively managing portfolios.
Resources
MONTHLY ECONOMIC OUTLOOK
Updated each month, the latest economic outlook from Principal®.
CALCULATORS
A host of financial tools to assist you.
ARTICLES
Educate yourself on a variety of financial topics.
FLIPBOOKS
These magazine-style flipbooks provide helpful information on a variety of financial topics and illustrate key financial concepts.
VIDEOS
These engaging, short animations focus on a variety of financial topics and illustrate key financial concepts.
GLOSSARY
Financial terms from A to Z.
NEWSLETTERS
Timely newsletters to help you stay current.
Our Office Locations
515.246.7178
Matt:
515.246.4080
Jake:
515.878.1545
Fax:
866.469.9394
Leave this empty:
Send Message
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.